About Lawrence
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Licensed in NJ
Free guides from Lawrence
First-Time Buyer Guide
Why own, the 7-step path, the document checklist and the do’s and don’ts — read it here, no download.
Where to find Lawrence
Lawrence works out of our Ocean, NJ – West Park office. Branch NMLS #1769827.
What clients say about Lawrence
136 client reviews
Verified client reviews via Experience.com
Great experience
My reason for saying My experience was great was because everyone that was involved was so patient & helpful & did a wonderful job.
Five stars hardly seem like enough for Larry and Dawn! We were referred to Larry, and we are so grateful for that recommendation. He found us the best rate for our investment property, and his expertise and dedication made all the difference. Dawn was exceptional at working through every kink and keeping things moving, especially when challenges with the title company made the process far more difficult than necessary. Her persistence, patience, and professionalism deserve special recognition! Together, Larry and Dawn went above and beyond to advocate for us and navigate a frustrating process with care and determination. We wholeheartedly recommend them and will happily send others their way. Let’s face it—great business earns great referrals, and these two have certainly earned ours!
Larry was instrumental in our quest for purchasing our new home. Having to compete against cash buyers in this highly competitive market, you will need someone knowledgeable, available at a moment’s notice and able to generate pre-approval letters in a time crunch. Larry is that guy! Communication and timing is critical when submitting offers. If you need a loan officer at the top of his game, look no further! Contact Larry… you will be very happy you did!
Great experience with navigating buying a home. Very communicative with any concerns we had.
Larry and Dawn made what is normally a tough business much easie.
Larry is the best . I will recommend him to anyone going forward .
As a first-time homebuyer, I had an outstanding experience with Advisors Mortgage Group. Larry and Dawn were exceptional throughout the entire process—knowledgeable, responsive, patient, and always willing to answer my questions. My loan involved the NJHMFA First-Time Homebuyer Program and down payment assistance, which added some complexity, but Larry and Dawn guided me through every step with confidence and attention to detail. They made what could have been a stressful process feel manageable and straightforward. I truly felt supported from application to closing, and I would highly recommend Advisors Mortgage Group—especially for first-time buyers navigating NJHMFA programs.
Larry was my loan officer he was available and returned calls promtly if he missed them. He provided transparent advice and explained complex terms effectively. I was very satisfied with Larry working to secure the best deal for me, and also keeping me informed of my loan status I will recommend. Thank you
I knew nothing about buying houses. They were extremely patient and responsive to whatever obstacle came up. With their help, we brought it to the finish line with a great deal.
Larry was very helpful through the entire process. Knowledgable and provide great advice. approved us quickly and was available through the entire process.
Larry has been great at laying out the options and supporting our decisions over several transactions.
I had no issues everything was smooth and Larry was great! Would recommen.
Larry Szabo walked me through every step of the mortgage process with the upmost clarity. Larry was able to answer all my questions in depth so I would have a full understanding of exactly what was going on through the mortgage process. I couldn't have asked for a better experience.
Being a first time homebuyer is a stressful experienc. Not something i would want to do again in the near future.
⭐️⭐️⭐️⭐️⭐️ A Miracle Worker in the Mortgage World I cannot say enough good things about Larry. I was trying to purchase my parents’ home from their estate, a process I thought would be impossible due to the complexities involved. But Larry made the impossible happen. From the very beginning, he was efficient, knowledgeable, and incredibly responsive. He navigated every obstacle with confidence and clarity, always keeping me informed and reassured. There were moments I thought we’d hit a wall, but Larry never wavered. He found solutions where others might have given up. What truly amazed me was the speed at which he got everything done. In a situation that could have dragged on for months, Larry moved mountains and made it happen in record time. Thanks to him, I now own the home that means the world to me. If you’re looking for a mortgage broker who goes above and beyond, look no further. Larry is the real deal.
It was a seamless experience and I couldn't be more gratefu.
I highly recommend Advisors Mortgage Group. My loan officer, Larry Szabo, made the entire process simple, comfortable, stress-free, and kept me well-informed every step of the way.
Working with Advisors Mortgage made the home buying process easy and efficient! They helped us through each step!
mr. SZABO is one of the best loan officers that a company could have!
Great team and fast, knowledgeable service.
Larry is always professional and quick to respond. This is our 4th time using his services and have nothing but rave reviews for his work and his team.
Noted with survey
Lawrence Szabo, was an amazing loan officer. He work day and night and was always on top of things. His communication was outstanding and has great work ethic. Very professional at what he does. Will highly recommend him to everyone.
Larry is phenomenal!
Latest market updates
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
