About Lewis
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Licensed in FL
Free guides from Lewis
First-Time Buyer Guide
Why own, the 7-step path, the document checklist and the do’s and don’ts — read it here, no download.
Where to find Lewis
Lewis works out of our Gainesville, FL office. Branch NMLS #1809159.
What clients say about the Gainesville team
963 client reviews
Verified client reviews via Experience.com
Availability and flexibility of mortgage member team. clear answers, making an overall confusing process simple.
Went into the homebuying experience, extremely nervous and apprehensive, as I am unfamiliar with the entire process being a first time buyer Mark and his team are absolutely amazing and took out all of the fear
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I can't recommend Marc Spiwak and Advisors Mortgage highly enough! Marc's expertise is unparalleled, and he's also incredibly patient and generous with sharing knowledge through the whole detailed home-buying process. He made me feel valued every step of the way. Marc is a gem!
Marc paid attention to my individual cituation and catered my Mortgage to me
very easy communication, fast work, great rate
not one to publically post
Michael Williams He did everything he said he was going to do. When you do this kind of work your word is the most important. I'm very thankful, he was there to work with me. He made the process smooth and stayed in contact with me throughout the whole process. Would recommend and use again in the future for sure.
Michael is awesome! He was totally made for this job. His friendly vibe, people skills, and tons of knowledge helped him explain complex stuff so we totally got it. He was always there and super quick to respond to all our questions. We were really impressed by how he listened to our concerns regarding the high interest rates. He then took the time to re-evaluate the options until he found a solution that got us a better rate. Thanks to his steadfastness we were able to close in 29 days which was amazing!
Fantastic folks to work with! Process was smooth all the way to closing.
It's always great with this crew. Prompt, responsive, professional and always has my best interest at heart.
Everyone was very helpful through the whole process. The team was very knowledgeable.
Marc and his team guided us through the mortgage application process with promptness, professionalism and kindness. As first-time homebuyers, we felt confident having Marc on our side, as he guided us though the mortgage application & approval process. Highly recommended!
It was a great experience working with Marc and his group!
Great service and excellent team. If I were to restart the process, I would choose Marc again.
Good to work with and did everything they were supposed to do. Always avaliable for questions and made the process easy. Highly recommend.
Helped with process and made it easy
Highly Recommend! Marc was incredibly knowledgable, patient with all our questions, and responsive. We confidently recommend Marc to anyone in need of mortgage assistance!
Buying our first home felt overwhelming at first, but Advisor’s Mortgage made the entire process smooth and stress-free. From start to finish, their team was knowledgeable, responsive, and always willing to take the time to answer our questions. They kept us informed every step of the way, explained everything clearly, and made us feel confident throughout the entire process. As first-time homebuyers, we couldn’t have asked for a better experience. They truly went above and beyond to make sure everything stayed on track, and thanks to their hard work, we were able to close on our first home without unnecessary stress. If you’re looking for a mortgage company in Gainesville that genuinely cares about its clients and provides outstanding service, I can’t recommend Advisor’s Mortgage enough. Thank you for helping make our dream of homeownership a reality!
The team is courteous, works very well together and explains everything clearly for your understanding.
From start to finish Michael was great. Michael was very attentive and kept me posted every step of the way. Thank you for everything!
All the staff at Advisors Mortgage Group were knowledgeable and kind. We never had a bad experience with any of the folks we interacted with. We will let others know of the smooth process we experienced! If we ever wanted to buy a property again, we know exactly who and where to go.
Easy process and Marc was transparent with possible options for us. He was also availble for questions during off hours.
The process was very smooth. Marc was able to to answer our questions and helped us arrive at a decision.
This process was smooth and easy. I would reccomend to anyone buying a home!
Latest market updates
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
