Sobre Michael
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en FL
Guías gratuitas de Michael
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Michael
Michael trabaja desde nuestra oficina de Gainesville, FL. Rama NMLS #1809159.
Gainesville, FL 32607
Lo que dicen los clientes sobre Michael
79 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Michael Williams He did everything he said he was going to do. When you do this kind of work your word is the most important. I'm very thankful, he was there to work with me. He made the process smooth and stayed in contact with me throughout the whole process. Would recommend and use again in the future for sure.
Michael is awesome! He was totally made for this job. His friendly vibe, people skills, and tons of knowledge helped him explain complex stuff so we totally got it. He was always there and super quick to respond to all our questions. We were really impressed by how he listened to our concerns regarding the high interest rates. He then took the time to re-evaluate the options until he found a solution that got us a better rate. Thanks to his steadfastness we were able to close in 29 days which was amazing!
Helped with process and made it easy
From start to finish Michael was great. Michael was very attentive and kept me posted every step of the way. Thank you for everything!
All the staff at Advisors Mortgage Group were knowledgeable and kind. We never had a bad experience with any of the folks we interacted with. We will let others know of the smooth process we experienced! If we ever wanted to buy a property again, we know exactly who and where to go.
Thank you Michael and team for taking care of us so well!
As stated, I feel Michael went above and beyond with his communication. We felt a step ahead throughout the whole process. One side note that should be said is that we were in a time crunch on moving day and we first steam cleaned the carpets with as expected delayed the move. Well, Michael went to his own home and grabbed some fans that we could use to help dry the floor so we were able to meet our tight schedule.
Michael was exceptionally communactive and efficient. My questions were almost always answered within minutes, and my financial situation was exceptionally complex. I had a very difficult case, and Michael handled it with extreme care. He took us through the finish line, and I would recommend his service to anyone looking for buy a home.
Michael and his team were very helpful and on top of everything they answered my questions quickly
Working with Advisors Mortgage was easy and efficient. Our questions were answered promptly, thoroughly, and clearly. A solid team from start to finish.
Michael Williams is a great partier throughout the loan process and the team handling all the background work is awesome!! Will absolutely work with you again!!
Mr Williams ensured a smooth and informed experience from the beginning to the end. If there was an issue, he took it upon himself to straighten it out. We felt very confident in this company. We would certainly use them again and highly recommend them.
Michael is extremely thorough and prompt in all communication. He’s been with us through every step of the way since we’ve needed a mortgage person in Florida and even before. He’s a member of our family as much as he makes us feel as a member of his. Furthermore, Michael, His team, and his network has brought us savings after savings time and time again.
We appreciate all the accommendations afforded my wife and I by Michael and Christine throughout the home purchasing process. Thank you.
This is our second home loan using Michael as our loan officer. He continues to work hard, constantly providing clarity throughout the process. He goes above and beyond to assist you with any needs insuring that all i's are dotted and all t's are crossed.
Michael Williams and Maggie Crews went above and beyond and made what could be a stressful process so easy. They took their time with us and when they said they would do something they would they checked in throughout the process and were knowledgeable about the process. I would refer anyone to them.
My husband and I were very new to the process and Michael Williams and his team at Advisors were all ways available when we needed them and answered all of our questions during the entire process.
As a Realtor, I’ve had the pleasure of working with Michael at Advisors Mortgage Group, and I can’t recommend him highly enough. He’s consistently professional, knowledgeable, and truly committed to helping clients achieve their homeownership goals. What stands out most is his communication — he keeps everyone updated throughout the process, which makes my job so much easier and gives my clients peace of mind. Michael always goes the extra mile to ensure transactions run smoothly, from pre-approval all the way to the closing table. Having a reliable partner like him on the lending side makes all the difference, and I trust him completely with my clients. If you’re looking for a mortgage professional who delivers results and genuinely cares, Michael is the one.
Michael is very supportive and informative throughout the whole process. I will definitely recommend him to my friends and family when they want to use the service.
Michael was thorough and patient throughout the process. He was incredibly responsive when I had questions. I definitely felt like he was working with my best interests in mind. The process was pretty smooth and we closed on time. I would definitely recommend Michael to anyone interested in a mortgage.
10/10 recommend Michael Williams, he is the best of the best.
I can't thank Michael and Maggie enough for their outstanding work in handling my home loan! From start to finish, they were professional, attentive, and genuinely cared about my needs. They guided me through every step of the process, making it smooth and stress-free. Their expertise and dedication truly made a difference, and I couldn't be happier with my new home. Highly recommend their services! --- Feel free to modify it as needed!
Micahel and team make the process easy. Very communicative and is always willing to answer any questions. If another property purchase opportuity comes my way I'll definitly use Micahael again.
Michael was very thorough, patient, and knowledgeable. He made the process super easy and made me feel way less anxious about the process.
Michael made a new and challenging process easy to understand and was willing to go above and beyond in finding solutions during the process.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
