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Winter Chill Slows Home Sales, but Improving Affordability Signals Opportunity Ahead

The housing market began 2026 at a slower pace. Existing home sales fell 8.4% in January from December and 4.4% compared to last year, accor…

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Labor Market Weakens and Mortgage Rates Improve

ADP’s latest data indicates the labor market was much weaker in 2025 than previously reported, and the slowdown is continuing into early 202…

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More Gen Zers Are Buying Homes

Those born between 1997 – 2012 known as Gen Z saw homeownership rise slightly in 2025, with 27.1% of Gen Z–headed households owning a home,…

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Calculating Your Max Mortgage Loan Amount Based on Your Income

One of the first questions most homebuyers ask is: “How much house can I actually afford?” While many factors affect mortgage eligibility, y…

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Mortgage Applications Increase in Latest Mortgage Bankers Association Survey

Mortgage applications jumped 14.1% for the week ending January 16, 2026, according to the MBA, driven mainly by a surge in refinancing as in…

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NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement

The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its policy requiring lifetime…

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A Major Turning Point in U.S. Mortgages

By Q3 2025, more homeowners had mortgages with rates 6% or higher than those below 3%, based on federal mortgage data analyzed by MarketWatc…

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2026 Housing Market Shows Signs of Positive Turn

Homebuyers are beginning to see modest relief as mortgage rates fall and home price growth slows, setting the stage for a more buyer-friendl…

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National Association of Realtors Outlook for 2026

The National Association of Realtors provided their national outlook for the housing market in 2026. NAR Chief Economist Lawrence Yun said,…

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Latest BLS Jobs Report Shows Payrolls Rose By 64,000

U.S. job growth showed mixed signals as November nonfarm payrolls rose by 64,000—slightly above expectations—but followed a sharp downward r…

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Fed December Meeting Recap and 2026 Outlook

The Federal Reserve delivered its third straight 25-basis-point rate cut on Dec. 10, bringing short-term rates to 3.5–3.75%. Despite the mov…

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ADP Report Shows November Payrolls Fell By 32,000

The U.S. labor market weakened sharply in November, with private employers cutting 32,000 jobs, according to ADP. The decline—far below econ…

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